IOB Apprentice Recruitment 2026 is finally here, and it’s great news for graduates hoping to break into the banking sector. Indian Overseas Bank (IOB), one of India’s leading Public Sector Banks with a network spanning the country and beyond, has invited applications for 750 Apprentice posts under the Apprentices Act, 1961. This is part of the bank’s apprenticeship programme for FY 2026-27, and it’s a real foot-in-the-door opportunity if you’re a graduate looking to gain hands-on banking experience with a monthly stipend attached.
Online registration opens on 7th July 2026 and stays open until 20th July 2026. Whether you’re a fresh graduate or someone who’s been waiting for the right banking opportunity, this guide walks you through everything — eligibility, stipend, state-wise vacancies, selection process, and a clear step-by-step apply guide.
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Table of Contents
IOB Apprentice Recruitment 2026 – Quick Overview
| Detail | Information |
|---|---|
| Organisation | Indian Overseas Bank (IOB) |
| Advertisement No. | HRDD/APPR/01/2026-27 |
| Post Name | Apprentice |
| Total Vacancies | 750 |
| Application Mode | Online (via NAPS/NATS/BEEP) |
| Registration Start Date | 7 July 2026 |
| Last Date to Apply | 20 July 2026 |
| Exam Date (Tentative) | 2 August 2026 |
| Official Website | iob.bank.in / bfsissc.com |
Important Dates
Keep these dates handy so you don’t miss a step in the process.
| Activity | Date |
|---|---|
| Online Application Opens (NAPS/NATS/BEEP) | 07 July 2026 |
| Online Application Closes (NAPS/NATS) | 20 July 2026 |
| Application Fee Payment Window (BEEP) | 07 July 2026 to 22 July 2026 |
| Online Examination (Tentative) | 02 August 2026 |
| Admit Card Release | To be announced |
| Result Declaration | To be announced |
⚠️ Don’t wait until the last day to register. Portals like NAPS and NATS tend to slow down as the deadline nears — apply at least two to three days early to avoid last-minute technical glitches.
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Join NowVacancy Details – State-wise Distribution
IOB plans to engage all 750 apprentices across 15 states, and vacancies are distributed by category in each state. Here’s the full breakdown:
| State | SC | ST | OBC | EWS | General | Total |
|---|---|---|---|---|---|---|
| Andhra Pradesh | 4 | 0 | 5 | 0 | 6 | 15 |
| Bihar | 8 | 0 | 12 | 2 | 13 | 35 |
| Delhi | 9 | 7 | 27 | 1 | 9 | 53 |
| Gujarat | 1 | 4 | 8 | 0 | 3 | 16 |
| Haryana | 4 | 0 | 7 | 0 | 5 | 16 |
| Karnataka | 2 | 1 | 3 | 0 | 0 | 6 |
| Kerala | 5 | 0 | 15 | 1 | 12 | 33 |
| Maharashtra | 9 | 12 | 25 | 6 | 33 | 85 |
| Madhya Pradesh | 2 | 4 | 2 | 0 | 4 | 12 |
| Odisha | 4 | 10 | 2 | 1 | 5 | 22 |
| Punjab | 7 | 0 | 9 | 1 | 7 | 24 |
| Rajasthan | 6 | 4 | 1 | 0 | 5 | 16 |
| Tamil Nadu | 63 | 4 | 67 | 12 | 54 | 200 |
| Uttar Pradesh | 34 | 0 | 41 | 6 | 29 | 110 |
| West Bengal | 8 | 4 | 11 | 2 | 10 | 35 |
| Total | 176 | 63 | 247 | 32 | 232 | 750 |
💡 Pro Tip: You can apply for only one State/UT, so pick the one where you’re actually eligible to work and are comfortable relocating to — preferably your home state, since a local language test is part of the selection process.
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Eligibility Criteria
Nationality
You must be a citizen of India to apply for IOB Apprentice Recruitment 2026.
Educational Qualification
You need a graduation degree (any discipline) from a University recognised by the Government of India, or an equivalent qualification recognised by the Central Government. If you’re applying through NATS, your final results must have been declared between 1 March 2022 and 31 July 2026.
Age Limit (as on 01.07.2026)
| Category | Minimum Age | Maximum Age |
|---|---|---|
| General / EWS | 20 years | 28 years |
| OBC (Non-Creamy Layer) | 20 years | 31 years |
| SC/ST | 20 years | 33 years |
| PwBD | 20 years | 38 years |
✅ Your date of birth must fall between 1 July 1998 and 1 July 2006 (both dates inclusive) for the General/EWS category, with the relaxations above applying to reserved categories.
📌 Also Read: NPCIL Trade Apprentice Recruitment 2026
Application Fee
| Category | Fee (incl. 18% GST) |
|---|---|
| SC/ST/PwBD | ₹236 |
| General/OBC/EWS (Female) | ₹708 |
| General/OBC/EWS (Male) | ₹944 |
Fee payment is accepted online through the BEEP portal between 7 July and 22 July 2026. [Check official notification] for the exact list of accepted payment modes.
IOB Apprentice Stipend 2026
This is one of the details every applicant wants clarity on, so here are the real numbers. Your monthly stipend depends on the branch category you’re posted to:
| Branch Category | Regular Stipend (incl. subsidy) | Stipend under NATS |
|---|---|---|
| Metro | ₹15,500 | ₹9,350 (after Govt. share of ₹6,150 deducted) |
| Urban | ₹14,500 | ₹8,350 |
| Semi-Urban/Rural | ₹14,000 | ₹7,850 |
The government’s share of the stipend (₹6,150) is credited directly to your bank account through DBT mode. Keep in mind — apprentices under this scheme don’t get any other allowances beyond the stipend, since this is a training engagement and not a regular banking job.
Selection Process
Getting selected as an IOB Apprentice happens in three stages:
- Online Written Test (Objective Type) — 100 questions across four sections (General/Financial Awareness, General English, Quantitative and Reasoning Aptitude, Computer or Subject Knowledge), 25 marks each, 90 minutes duration. There’s a minimum qualifying percentage set by the bank, with a 5% relaxation for SC/ST/OBC/PwBD candidates. There’s no separate cut-off for individual sections — only the aggregate matters.
- Test of Local Language — If you’re applying for a state, you’ll need to show proficiency in one of its local languages. This is conducted at the document verification stage. Good news: if you studied that language up to Class 10 or 12, you’re exempted from this test.
- Document Verification / Personal Interaction — Held at designated centres, where your eligibility documents, category certificates, and medical fitness are verified.
There is no formal interview round beyond this document verification and interaction stage.
How to Apply for IOB Apprentice Recruitment 2026
Follow these steps carefully — the application, once submitted, cannot be withdrawn.
- Register on the NAPS portal (apprenticeshipindia.gov.in) or the NATS portal (nats.education.gov.in) before you begin your IOB application.
- Go to iob.bank.in and open the “Careers” page, or visit bfsissc.com / beep.bfsissc.com under “Career Opportunities.”
- Click on “Apply Online” under the Engagement of Apprentices section.
- If you’re NATS-registered, log in and apply under “Apply against advertised vacancies.” If you’re NAPS-registered, search for “Indian Overseas Bank” under “Search By Establishment Name” and click “Apply for this Opportunity.”
- Enter your NATS/NAPS Enrolment number in the application form.
- Select only ONE State/UT — preferably your home state.
- Pay the application fee online as per your category.
- Double-check every detail before hitting submit — corrections aren’t possible after submission.
- Download and save a copy of the submitted form, and check your registered email for confirmation.
💡 Pro Tip: Keep your passport-size photo (20–50 KB) and signature (10–40 KB) scanned and ready in advance. It saves time and prevents upload errors when you’re filling the form.
📌 Also Read: HPCL Graduate Apprentice Recruitment 2026
Documents Required at Document Verification
Keep these ready well before your document verification date:
- Printout of the valid communication for Personal Interaction
- Proof of Date of Birth (Birth Certificate/SSLC/Class 10 Certificate)
- Photo Identity Proof (Aadhaar/PAN/Passport/Driving Licence/Voter’s Card)
- Consolidated mark sheets and educational qualification certificates
- Caste Certificate for SC/ST/OBC/EWS candidates (Non-Creamy Layer certificate for OBC)
- Disability Certificate for PwBD candidates, issued by a District Medical Board
📌 Also Read: Central Bank of India SO Recruitment 2026
Important Links
| Resource | Link |
|---|---|
| Official Notification PDF | Download IOB Apprentice Notification 2026 |
| Apply Online | IOB Careers Page |
| Official Website | iob.bank.in |
| NAPS Portal | apprenticeshipindia.gov.in |
| NATS Portal | nats.education.gov.in |
Frequently Asked Questions
How many vacancies are there in IOB Apprentice Recruitment 2026?
A total of 750 Apprentice vacancies have been announced across 15 states, covering all category reservations.
What is the last date to apply for IOB Apprentice Recruitment 2026?
You can apply online from 7 July 2026 to 20 July 2026, with fee payment allowed until 22 July 2026.
What is the age limit for IOB Apprentice Recruitment 2026?
You must be between 20 and 28 years old as on 1 July 2026 for General/EWS, with age relaxation of 5 years for SC/ST, 3 years for OBC-NCL, and 10 years for PwBD candidates.
Is there an interview in the IOB Apprentice selection process?
No, there’s no separate interview. Selection is based on an Online Written Test, a Local Language Test, and Document Verification/Personal Interaction.
What is the stipend for an IOB Apprentice?
The monthly stipend ranges from ₹14,000 to ₹15,500 depending on whether you’re posted in a Metro, Urban, or Semi-Urban/Rural branch.
Can I apply for more than one state under this recruitment?
No, you can apply for only one State/UT — ideally your home state, since a local language proficiency test is part of the selection process.
Does IOB Apprentice come with a job guarantee after the apprenticeship?
This is an apprenticeship engagement under the Apprentices Act, 1961, meant to provide training and work exposure. [Check official notification] for any specific absorption or preference clauses that may apply.
Summing Up…
IOB Apprentice Recruitment 2026 is a solid opportunity if you’re a graduate wanting real banking-sector exposure, a monthly stipend, and a stepping stone toward a career in the public banking sector. With 750 vacancies spread across 15 states, there’s a fair shot for candidates from every region. Apply online before 20 July 2026, keep your documents ready, and start brushing up on general awareness, English, and quantitative aptitude for the written test.
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Disclaimer: All information in this article has been sourced from the official recruitment notification published by Indian Overseas Bank. GovtServiceInfo.com is not a recruiting authority and does not accept job applications. We strongly recommend reading the full official notification before applying and verifying all details — especially dates, eligibility, and fees — directly from the official website. We are not responsible for any changes made by the recruiting authority after the date of publication.







